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You may have to cover the costs as an out-of-pocket expense or with your flexible spending account or health savings account. Eye surgery when a patient is not only unable to wear glasses due to physical limitation (such as an allergy or deformity), but cannot wear contacts due to physical limitation (lens intolerance)Ĭheck with your insurance company to determine if you are enrolled in a plan that provides benefits.Insurance coverage under these circumstances is generally very inconsistent and individuals should check with their provider. Eye surgery for severe refractive errors however, there is no standard level of impairment at which insurance will cover correction.Eye surgery for refractive errors that are a result of surgery MetLifes comprehensive vision insurance covers eye conditions, eye diseases, and eye problems.
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Eye surgery for refractive errors that are a result of an injury.Dental benefits are administered by Dental Benefit Administrative Services. Please consult your member benefits information to ensure coverage of non-. 1 Health Net Individual & Family Vision and Dental PPO insurance plans (for age 19 and older), Policy Form P34401, EPO insurance plans, Policy Form P34401, and EnhancedCare PPO insurance plans, Policy Form 35001, are underwritten by Health Net Life Insurance Company. Ask your insurance company or your UCSF provider to contact the Health Plan Services office at (415) 353-4536 to discuss this possibility. Most Health Net Vision plans allow members to select the provider of their. Certain conditions under which medical insurance plans might in rare circumstances cover refractive or laser eye surgery include: If your health insurance company doesnt appear on the list above, UCSF may nonetheless be able to make financial arrangements for your care to be covered, if the insurance company agrees to it. Because laser eye surgery is an elective surgery, many health insurance companies consider it cosmetic and not medically necessary. This brochure describes the benefits of Health Net of California under. Some insurance companies offer a vision plan which may provide a discounted price or apparent partial coverage for laser eye surgery. When you have Federal Employees Dental and Vision Insurance Plan (FEDVIP). Health insurance usually doesn't cover the cost of refractive or laser eye surgery, but some companies will pay the bill if certain criteria are met.